Stoke Money
Stoke detects your recurring paychecks and bills automatically and projects your balance forward — a heads up before a big bill lands, a nudge when you've got room to spare.
Stoke Money launched on 16 October 2026. It ranked #30 on Daily Launch on 17 October 2026 with a Launch Score of 46, from 29 points on Show HN. It was new in the ranking that day.
What is Stoke Money?
I've been through many finance tracking apps, starting with Personal Capital, then Monarch, and most recently Copilot. None of them have worked perfectly for my needs. All of these apps tend to model “cash flow” as the net sum of your transactions during a month, yet while credit card charges are reported immediately, they are typically deducted from checking (cash) accounts the following month when the bill is due. As a result, I've always had to maintain a separate spreadsheet to track my actual cash flow.
From its Hacker News post
Stoke Money is a launch on Show HN.
Image from stoke.money
In its own words
Personal finance app built around a cash flow forecast
From its Show HN post
Launch timeline
Launch Score, last 7 days
Ranked on one day so far: 46 of 100 on 17 October.